Bing Cashback – Thumbs Up or Down?

The Bing Cashback program is supposed to help buyers save… Have you? Please sound off, we would like to hear your comments. Bing states that all you have to do is search for the item you would like to buy using its search engine, which lists the cashback savings. Click on the best deal and to not worry even if don’t see the cashback symbol because the customer will receive an email (Email is required when signing up for the first time) confirming the cashback. And, last but not least, you can request your cashback 60 days after making the purchase.

There has been a mix of reactions with Bing Cashback program and we would like to know your experience... if you have used.

We appreciate it and thank you for comments!

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What's The Best VoIP Providers?

There is plenty of VoIP providers currently in the market and depending on the needs of each user, there should be at least one that can fit every budget and lifestyle... from local, national to international calling. Services from some of the VoIP providers are going beyond their concept especially with WiFi technology. However, it is sill confusing for certain people to chose the correct service. Well, we can agree that everyone can use a little help from those who have already and still using it. Have you used any service from these VoIP providers, we would like to hear your opinion. We would like to hear your opinion... and thank you in advance.

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The Best Gift

Is there such think as best gift? I’m sure if there was one best gift out there, people wouldn’t bother changing the gift every time there is a need to give one. Rather, it would be keen to say that occasion makes the best gift. How would you like getting a gift of a 42” flat screen TV before the college basketball season when you already have two in your house as compared to getting a vacation package when you have been saving eventually some money to go relax in Hawaii or New Zealand for a week or two after months of busy work schedule? To make matter worse, how about receiving a size 8 shoe when your actually wear size 10? This was exactly the case with one pastor who received a gift of shoe he could not use because he wears bigger size than the one that was given to him. To address the issue, the pastor jokingly advised the congregation that if anyone was going to give him a gift of shoes, to kindly request for his size to avoid disappointing anyone. In this case, the best scenario we could have hoped for is for the pastor to be given the receipt or to return the gift to be exchange with the correct size; otherwise, the gift loses its value. (More...)

Is Mother’s Day for all Women?

Mother’s Day is a celebration of motherhood around the world, though the dates of celebration vary from country to country, the significance has remained the same. Yet, while the meaning of motherhood concept may carry different implications, one of its common denominators to those who can conceive may be the acceptance to carry the fetus in their womb without regards to any changes their body may be subjected to. Hence, this observation makes wonder whether it is appropriate to celebrate the day for woman who think of pregnancy as ruin factor to their body as in the case of the Biggest Loser’s trainer Jillian Michaels who told the Women’s Health magazine that “I can’t handle doing that to my body”

So, the question is: Is Mother’s Day for all Women?

Gift ideas?
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YOUR REFUND, DUE DATE, AND WHERE TO SEND YOUR PAYMENT

Your first stop to any income tax question should always be http://www.irs.gov/ or by calling 1-800-829-1040 for individuals – additional numbers for businesses and other categories are always available on their website. By contacting IRS, you will be getting your answers straight from the source. And, if you chose to use the website, there is ton of utilities available right at your fingertips from downloading forms, checking available tax credits, calculating your withholding, e-fling… to checking your refund status.

1. Your refund

- Where to check your federal refund from IRS? Check IRS Refund Status page.
- Things you will need: Your social security number, filing status, and refund amount

2. Due dates and applicable extensions for your federal tax season

- April 15 – Due date for filing your federal income tax.
- June 15 – Due date for filing if you are a member of Armed Forces stationed overseas or anyone living outside of the United States and Porto Rico for business reason. However to qualify for this automatic extension, you must attach a statement explaining your situation.
- October 15 - Those serving in combat zone have at least 180 days to file after leaving the designated combat zone.

3. Where to send your payment

If you owe IRS, it is recommended that you make your payment in full to avoid any interests and other penalties. You can do this through “Lockbox” by using the form 1040-V. You can request a settlement to pay over time. If you owe more than $25K, you can apply to use online Payment Agreement or OPA. And, when sending a check… the address where to send the correspondence is often listed on the form itself; however, if the address cannot be found, to be safe, you should always call the IRS for the appropriate address.

     

















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Thank you to our friends from MAZANDU - where deals and bargains bubble...

How to “Double Dip a Membership”

Do you like to travel or get on the road? Do you use a certain product or service frequently? You may consider getting a membership from companies that reward those products or services you have always used or wanted if you have never thought about it. Here are two examples that illustrate why you should do it and how to do it:


1. If you or your love one own or use a vehicle that always need mechanical assistance, if not may use some on the freeway or while away from home… it is may be the time for you to start thinking about getting a roadside assistance membership. There are many companies out there that can help your with your car and save you some money. If you cannot find one, check out the American Automobile Association or AAA for instance. Instead of calling the towing company, call them and to obtain the membership. While you will 0nly get a limited service on that day, you will save money while you are getting a yearly membership - your first full service will start nearly a week after getting the membership. Since in most cases, if you call a towing company, you’ll get charged at least $50 hookup fees and $2.5 per mile and you do the math for your destination. So, if you have at least AAA Plus membership (For $97), you are guaranteed four (4) free tows up to 100 miles each from their towing partners. Yet, with their yearly membership, you will continue to enjoy all the savings (Promotion, discounts…) that come with the card at certain hotels, when shopping for car insurance, restaurants, and many of their major partners.



2. Sky mileage - Sign up for it and it is free. Most major airline companies offer free membership in terms of sky mileage to attract and make their customers to become frequent flyers and so to reward them with free airline ticket, hotel room, car rental… after they have accumulated a required number of miles or points… So, if you are taking a flight and you don’t have a membership with the airline you have booked the ticket with, you should always think about getting the membership with that company to have the mileage you will be travelling to be credited to your account. You can also do this for your kind (s) if you have any and you will find the membership very useful specifically if you are the one who pays for the ticket. If you have already purchased the ticket without adding your membership number, all you have to do is to go online and see if the airline offers a membership. If so, sign up for it, get the number and make sure you present it at the when checking in online or at the ticket counter at the airport. When the time comes where you have accumulated the required mileage to obtain the free airline ticket, hotel room, or car rental day…, and if applicable, all you may have to pay for will be the taxes and you will be on your way to more savings…

How to Use Your IRS Income Tax Return

The Three (3) quickest things you should to do with your IRS income tax return before it’s too late.

1. Pay off your debt if you can and have any – If you have a credit card debt or any other, you should think about getting rid of the debt (If you have enough return) if not at least reducing it. This is a perfect time to do it. You should apply at least 60% towards that debt. And, if you have a positive residual amount (Meaning the 60% paid off the debt and you still have some money left from that percentage) after applying the 60%, add the remaining to #2. Meanwhile, if you didn’t have any debt in th first place, you should apply the entire 60% towards #2.


2. Open a savings account if you do not have one – When you do or if you did, next make a deposit into that savings account. You should put at least 20% to help you start building an emergency funds. If you did not have to apply 60% towards any debt in the first place, at this point you should now have 80% in your savings, of which you could later on use 50% of it as emergency fund and the remaining 50% towards a short or longtime investment such as CD... and hopefully to help you towards a good financial life.

3. Apply the remaining 20% into your checking account to help you with your daily expenses. This is also where you should get the money to buy what you’ve always wanted to buy. If the percentage cannot suffice to get you what you always wanted, wait you shouldn’t afford it at the moment.